You have made the most difficult decision of the year: where to go on vacation. But as travel restrictions ease, post-pandemic holidays mean there are a few more unknowns when it comes to safety and cancellations.
To help protect you and your wallet, here are some tips for planning your next vacation.
1. Research the good and the bad of your destination
These days, you need to know more than just the average daytime temperature of where you’re going. Do your research and learn about common security risks at your destination. If you’re visiting places known to pickpockets, for example, consider using anti-theft travel bags, a zippered wallet, and a shoulder bag to prevent petty theft.
Get baggage insurance to cover the cost of lost or damaged luggage and personal effects, including lost passport, driver’s license and checked baggage.
You should also research local emergency numbers, including the nearest Canadian embassy or consulate, and write them down. Also make a note of your travel agent’s contact information in case you need immediate help rebooking flights or adjusting your trip.
2. Keep an eye out for travel advisories
There are no federal travel advisories within Canada at this time, but that may not be the same for where you’re going, or the transit country you’re traveling to. Be sure to get the latest updates before you travel at travel.gc.ca and download the Government of Canada’s Travel Smart app for information on the go.
Here’s what the travel advisory levels mean:
- Level One: Exercise Normal Safety Precautions
- Level Two: Exercise a High Degree of Caution
- Level Three: Avoid Non-Essential Travel
- Level four: avoid all trips to this destination
3. Know what is covered and what is not in your travel insurance
Once you’ve done your research, talked to a travel advisor, and chosen your destination, it’s time to get insurance for your trip. There are two key types of insurance you should consider: emergency medical insurance and trip cancellation and interruption insurance. Even if you are traveling within Canada, both coverage options are recommended. And don’t assume you have enough coverage through your credit card. A CAA travel advisor will help you review your policy to identify any gaps and help you get the additional coverage you need to make sure you’re protected.
Emergency medical insurance works like the coverage you’re used to with provincial health care, but provides coverage outside of the province. It can provide coverage if you need to pick up prescriptions or call an ambulance, which can be expensive without the right policy.
Trip cancellation and interruption insurance gives you some peace of mind if you need to unexpectedly cancel your trip or return home. If there is a natural disaster or personal or family illness before you leave, this can help you recover non-reimbursable travel expenses. And if something comes up while you’re away, like testing positive for COVID-19, forcing you to extend your stay before you return home, you can cover those expenses with CAA’s interruption insurance.
Emergency medical, trip cancellation and interruption insurance can be bundled together, making it easy to protect yourself and your wallet. If you’re taking multiple trips in a year, even within Canada, ask your travel advisor about multi-trip plans.
Good date: CAA members save up to 20% on policies booked online or through a CAA travel advisor.*
To learn more about CAA travel insurance and get an online quote, visit caaneo.ca/travelinsurance today.
4. Print and email your travel documents
At last the time has come; your out of office responses are set up and you’re ready to take off. But have you made copies of your travel documents such as your boarding passes, hotel information, trip, insurance policy details and your passport? Email them to yourself and a trusted friend or family member, so you can access them if you lose your phone along the way.
5. Register as a Canadian traveling abroad
And as a last-minute admin before you take off, you must register as a Canadian traveling abroad if you’re leaving Canada. This allows the Government of Canada to notify you of pending or ongoing natural disasters or civil disturbances at your destination, or in the event of emergencies at home. Good trip!
CAA travel insurance is underwritten by Orion Travel Insurance Company, a CAA company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A medical questionnaire may be required to purchase travel insurance. Quotes are valid for 30 days. Applies to CAA members in good standing (CAA membership dues paid in full by membership expiration date). Up to $5 million CAD. $25,000 maximum for all emergency medical insurance benefits for Canadian residents without an active government health insurance plan (GHIP); and/or without GHIP authorization to cover travel days in excess of 212 days in Ontario in a 12-month period. Annual Multi-Trip Medical Plans cover 4, 8, 15 or 30 days per trip, depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot be extended beyond 365 days from departure date or effective date. *Savings of up to twenty percent (20%) are applied to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors Insurance to Canada. CAA Everyday, Classic® and Plus® members save 10%. CAA Premier® members save 20% at CAA stores or by calling 1-800-267-8713. CAA Premier members save 10% and earn 10% in CAA Dollars® when you book online. The ®CAA trademarks are owned and their use is authorized by the Canadian Automobile Association.